Every day in our business www.halton.medichair.com we see firsthand how an illness or injury can affect your life and that of your family. We never expected this to happen to us, but Kristin and I are so very thankful that with Brian’s helpful advice we made the decision a long time ago to […]

Please read updates below.  2013 was a good year for the markets and good returns…how long will that last? The key is if you have a pension it is wise to have money outside your pension as well. Toronto (February 24, 2014) – The OMERS Primary Pension Plan concluded 2013 with a $1.3 billion reduction […]

    Have you ever traveled, I mean really went far on maybe a 1/8 of a tank of gas? Hoping that there would be a gas station somewhere? Can you really enjoy the sights if you have the light on your dashboard telling you you are almost out gas! Once you are on the […]

Yes, that maybe over the top but not quite. A properly executed financial plan is evidence that an adviser has taken the time to familiarize herself with a client in order to make suitable recommendations. At a time of increasing scrutiny on how advisers conduct business, that’s significant. A case summary supplied by Ms. Bessner […]

Some Canadians find the allure of the tax-free savings account irresistible. For them, the nascent TFSA has become the favourite over the venerable RRSP For more on TFSA’s check out this interesting article by Paul Bento Refered by: Brian Poncelet

For years some financial experts have suggested the most cost effective way to protect your family is to buy term life insurance and invest the difference.  For the average Canadian who earns $46,000 per year this strategy probably makes sense.  However, if you have a yearly salary of $100,000 or more you should seriously consider […]

From The Wealthy Barber: “Disability insurance is the most neglected of all forms of insurance, yet for many people, it’s the most critical insurance need…. A thirty year old has a one in four chance of becoming disabled for one year or more at some point in his or her life…When people are disabled, they […]

If you were diagnosed with a critical illness, would you have the financial support you needed? Suffering from a long-term condition like cancer or recovering from a heart attack can be a life-altering event – one with catastrophic financial implications. Click Here for more Brian Poncelet’s Critial Illnes Insurance

Here’s an interesting post by Sean Cooper about what you should consider when protecting your most valuable asset: your ability to earn income. http://www.ratesupermarket.ca/blog/why-your-disability-coverage-may-not-be-enough/ Brian Poncelet’s Disability Insurance

One couple’s $97,500 life insurance mistake A decision by the Ontario Superior Court highlights the importance of correctly answering health-related questions on insurance applications. By: Sheryl Smolkin At Work, Published on Thu Dec 05 2013 In a nutshell TD insurance did not pay a claim. Why? The application also asked whether in the same period […]